First Southern Bank

Personal Loans { 1 | 2 } - Mortgage Loans

Mortgage Loans
Are you looking to buy or build your next home? Maybe you are looking to buy your first house or refinance your existing home. Let First Southern Bank's mortgage loan professionals help determine the best mortgage product for your specific need.

First Southern Bank offers:
•  Conventional Loans (fixed & adjustable
    with a variety of terms & payments)
•  No PMI Loans
•  Construction/Permanent Loans
•  FHA/VA Loans
•  Competitive Rates & Closing Costs

First Southern Bank, a community bank, has been helping Shoals residents with their mortgage needs for over 70 years. For courteous and prompt service,
contact First Southern Bank's mortgage lenders.

Consumer Loans
Click here to find out more about
First Southern Bank's Consumer Loans.

First Southern Bank's mortgage lenders:

Debbie Poole
303 N. Pine St.
Florence, AL 35630
256-718-4237

Brenda Crittenden
1027 E. Avalon Ave.
Muscle Shoals, AL 35661
256-718-4241

"Our commitment continues. . .one customer at a time"

* Transaction Account Guarantee Program
First Southern Bank is participating in the FDIC's Transaction Account Guarantee Program. Under the program all noninterest-bearing
transaction accounts with the exception of the two account types noted below are fully guaranteed by the FDIC for the entire
amount in the account through December 31, 2010. Our Southern Advantage Checking and Business Checking with Interest products
with a balance in excess of $2,500 are ineligible for the Transaction Account Guarantee Program. Coverage under the Transaction
Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.