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Directors & Executive Officers

S. Greg Beadle S. Greg Beadle, is an owner and President of S.B.S Electric Supply Company Inc., an electrical distribution business that has operated in Florence, Alabama since 1948.  Mr. Beadle is Past President and 30-year member of the Florence Lions Club, Past Chairman of the Riverbend Foundation, Past Chairman and Board member of American Red Cross of Northwest Alabama and Past President of Turtle Point Yacht and Country Club.  Mr. Beadle is a graduate of the University of Alabama, with a BS degree from the School of Commerce and Business.  Mr. Beadle has been a Company director since 1998.
S. Greg Beadle James E. Bishop, is the former owner and Executive Manager of Jim Bishop Chevrolet Buick Pontiac GMC and of Jim Bishop Toyota, two automobile and truck dealerships that have operated in Tuscumbia, Alabama since 1983.  Mr. Bishop is a graduate of Tennessee Tech in Cookeville, Tennessee, and a former Director of the Alabama Automobile Dealership Association.  Mr. Bishop has been a Company director since 1991.
S. Greg Beadle B. Jack Johnson, is President and Chief Executive Officer of the Company and First Southern Bank and has held those positions since April 2002.  Mr. Johnson served in various management and commercial lending positions with SunTrust Bank and its predecessor in Florence, Alabama, the First National Bank of Florence, from 1977 to 2001, when he joined the Company as Executive Vice President and Senior Lending Officer.  Mr. Johnson has been a Company director since April 2002.  Mr. Johnson is a 1975 graduate of the University of North Alabama.  He is a member of the University of North Alabama Sportsman's Club, member of the University of North Alabama President's Cabinet, member of the Florence Civitan Club and a Director of the Shoals Economic Development Authority.
S. Greg Beadle Steve McKinney, is owner and President of Southern Fastening Systems, Inc. in Muscle Shoals, Alabama, the largest privately owned distributer of collated nails and staples in the United States, with over 90 locations in 17 states primarily in the south and southwest. Mr. McKinney is a graduate of Auburn University, with a degree in business. Mr. McKinney has been a Company director since 1998.
S. Greg Beadle J. Acker Rogers, is an owner and President of Rogers, Parker & Associates, Inc., a general insurance agency located in Florence, Alabama. Mr. Rogers is a Board member of Coffee Health Group, former Board member and chairman of the Florence City School System, former President of the Florence Rotary Club and a Paul Harris Fellow, former Campaign Chairman and Chairman of the Board, Shoals United Way, and a former member of the Board of Governors, Turtle Point Yacht & Country Club. Mr. Rogers is a graduate of Rhodes College. Mr. Rogers has been a Company director since 1991 and Chairman of the Board since 2001.
S. Greg Beadle Simpson Russell, was until January 1999, the Chairman of the SunTrust Banks, Inc. subsidiary in Florence, Alabama. Mr. Russell began his professional career as a design engineer on the Mercury manned spacecraft project in 1961. After three years in engineering he changed careers and spent the remainder in commercial banking beginning with six years at a regional holding company and later in succession as CEO of a community bank in Jackson, Tennessee, and CEO of First National Bank of Florence. He attended the Harvard Business School’s Advanced Management Program early in his Banking career. He was a Director of the Federal Reserve Bank of Atlanta, while serving as CEO of First National Bank of Florence. After retirement, he was the principal facilitator of a $100 million-dollar project in the integration of several local assets with the Marriott Hotel and Spa and two Robert Trent Jones golf courses for the Retirement Systems of Alabama. Mr. Russell has for many years been on the Board of the Florence Lauderdale County Public Library. He currently serves on the board of Martin Supply Company, a local industrial distribution company. Mr. Russell has been a Company director since May 2010.
S. Greg Beadle Robert Walker, is a shareholder in the law firm of Baker, Donelson, Bearman, Caldwell & Berkowitz, PC in Memphis, Tennessee, and has been with that firm since 1971. Mr. Walker is also a director of a national bank in eastern Arkansas and is a graduate of Virginia Military Institute and Duke University Law School. Mr. Walker has been a Company director since 2001.
Dennis W. Morgan, is the Executive Vice President and Senior Lending Officer of First Southern Bank and has held those positions since April 2002. From 1980 until he joined the Company, Mr. Morgan served in various management positions in the retail and commercial banking areas of SunTrust Bank and its predecessor in Florence, Alabama, the First National Bank of Florence. He last served as Senior Vice President and Commercial Line of Business Manager at SunTrust Bank prior to joining the Company. Mr. Morgan is currently a member of the Board of the National Kidney Foundation and a former member of the local boards of the Shoals Chamber of Commerce and the American Red Cross. He also completed Leadership Shoals as a member of its inaugural class in 1990. Mr. Morgan attended the University of Tennessee and is a graduate of the Graduate School of Banking of the South at Louisiana State University.
S. Greg Beadle Roderick V. Schlosser, is the Executive Vice President and Chief Financial Officer of the Company and First Southern Bank and has held those positions since July 2002. Prior to that time, Mr. Schlosser served in financial executive positions with a local manufacturer and a $2.3 billion bank in Birmingham, Alabama. Mr. Schlosser is a Director and Treasurer of Shoals Christian School. Mr. Schlosser is a CPA and graduate of the University of Alabama at Birmingham, with a B.S. degree in accounting.