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History & Mission

First Southern Bank


First Southern Bank, deep roots....home grown:

First Federal Savings & Loan Association was federally chartered in January of 1935, making us the oldest Financial Institution in the Shoals. First Federal grew in the tradition of the building and loan association and served the savings and loan needs of our area for 60 years.

On June 10, 1995, First Federal Savings & Loan changed its savings and loan charter to a state commercial bank charter and our new name became FIRST SOUTHERN BANK. Today, First Southern Bank provides full service banking to individuals, families and businesses through our five offices in Lauderdale and Colbert counties of Alabama.

In March of 2008, our Main Office location was moved from our 35+ year home at 102 S. Court Street to our new location at 301 S. Court Street.

First Southern Bank - Our commitment continues. . .one customer at a time.