A Special Note Regarding Your Privacy
We will NEVER email, text, or otherwise contact you and ask you for your username, password, account number, social security number, or other financial credentials. If you should receive a call, email or text asking for this information, do not respond. Please let us know immediately by calling us at 256-718-4200.
CD and MM Rate Specials
When looking for a low-risk investment for your hard-earned cash, many rely on a Certificate of Deposit (CD). A CD is a type of deposit account that typically offers a higher rate of interest than a regular savings account. Put more Interest in your Savings today!
*APY = Annual Percentage Yield is accurate as of November 16, 2022 and is a limited time offer. Minimum balance to open and obtain APY is $10,000. A penalty may be imposed for early withdrawals. Fees may reduce earnings. After maturity, if you choose to roll over your CD, you will earn the base rate of interest in effect at that time.
Want more earnings with fewer restrictions? If so, a Money Market Account could be a perfect fit for you!
**The interest rate of 2.50% APY (Annual Percentage Yield) is paid on balances of at least $100,000 and is a limited time offer. If the balance drops below $100,000, the interest rate falls to 0.00% APY. No fee with balance of $100,000 or more; $12 monthly fee if balance falls below $100,000. Promotion effective as of October 20, 2022. Rates are subject to change after account is opened. Fees may reduce earnings. Contact First Southern Bank for more information on terms and fees.
If you need to report a lost or stolen Debit Card issued by First Southern Bank, please call
If you need to report a lost or stolen Credit Card issued by First Southern Bank, please call