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Home Equity Line of Credit

Home Equity Line of Credit

Now is a great time to apply for a Home Equity Line of Credit!

 

Introductory rate is only 1.99% for 12 months*! Variable-rate thereafter, currently Prime + .75%  or 4.00% APR

 

 

Contact us to apply today!

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*Home equity line of credit rates are based on loan-to-value and credit worthiness. After the introductory fixed-rate period, the APR (Annual Percentage Rate) will be based on the prime rate plus a margin of .75%. As of August 1, 2021, the prime rate was 3.25%. Maximum lifetime rate on Home Equity Line of Credit is 18.00% APR.. Up to $500 in closing costs will be waived with a minimum advance at closing of $10,000 and maintained for 90 days. Depending on the credit limit, closing costs, and other fees are estimated to be between $300 and $1,500. However, costs may exceed this amount. If Home Equity Line of Credit falls below $10,000 in the first three(3) months, you will have to reimburse the amount of the closing cost paid on your behalf by the bank. You must carry insurance on property that secures this plan.

 



Report a lost or stolen Debit card

Lost Debit Card

If you need to report a lost or stolen Debit Card issued by First Southern Bank, please call

844-202-5333

Lost Credit card

If you need to report a lost or stolen Credit Card issued by First Southern Bank, please call

1-866-598-1769