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Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs. Click HERE to apply!

Mortgage Loans

Are you looking to buy or build your next home? Maybe you are looking to buy your first house or refinance your existing home. Let First Southern Bank's mortgage loan professionals help determine the best mortgage product for your specific need.  APPLY NOW!

First Southern Bank offers:

  • Conventional Loans (fixed & adjustable with a variety of terms & payments)
  • No PMI Loans
  • Construction/Permanent Loans
  • FHA and VA Loans
  • Competitive Rates & Closing Costs

First Southern Bank, a community bank, has been helping Shoals residents with their mortgage needs for over 70 years. For courteous and prompt service, contact First Southern Bank's mortgage lenders.

Consumer Loans 

Click here to find out more about  First Southern Bank's Consumer Loans.