The holiday season is here and time to enjoy good times with family and friends, but unfortunately, fraudsters are always ready to crash the party! Safeguarding your account information is crucial, especially this time of year as so many of us enjoy the convenience of online shopping. Please routinely monitor your accounts for ANY suspicious activity of any type—ACH entries, debit card transactions and even fraudulent/altered checks. If you see anything unauthorized or that appears questionable, please report it to us immediately by phone 256-718-4200 or a visit to your local branch.
For more information, please visit the following link for more details on how to protect yourself.
older couple going through finances on table with laptop computer
First Choice Savings is a savings account that acts like a CD. It offers a competitive high interest rate, but still allows access to funds up to six withdrawals per quarter with no penalty.
1.25% APY MINIMUM OPENING BALANCE
REQUIRED TO OBTAIN APY IS $25,000*
Visit any branch to open an account up today!
*The interest rate of 1.25% APY (Annual Percentage Yield) is paid on balances between $25,000 – $500,000. If the balance drops below $25,000, the interest rate falls to 0.15% APY and if more than $500,000, the interest rate falls to 1.00% APY. Rate guaranteed for 6 months. No fee with balance of $25,000 or more; $20 monthly fee if balance falls below $25,000. Six free withdrawals per quarter. $15 per additional withdrawal. Promotion effective as of May 10, 2018. Rates are subject to change after promotional period. Fees may reduce earnings on the account. Contact First Southern Bank for more information on terms and fees.
If you need to report a lost or stolen debit card issued by First Southern Bank, please call 1-866-546-8273
If you need to report a lost or stolen credit card issued by First Southern Bank, please call 1-866-598-1769