Online Banking

 
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Checking

Find the checking account that best fits your lifestyle, without the hassle of unnecessary fees.  No matter what your financial needs, we have an account perfect for you.

First Southern does not charge fees for using any ATM nationwide.  We will even refund ATM fees charged by other banks when using your First Southern Visa Debit Card at their ATM*. 

Choose an account below that is right for you.

Totally Free Checking

No Monthly Service Fees!!

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • FREE ATM/Debit Card
  • FREE Online Banking and Bill Pay

 

50+ Free Interest Checking

No Monthly Service Fees  for customers 50 and over!

  • FREE personalized checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • FREE ATM/Debit Card
  • FREE Online Banking and Bill Pay

 

VIP Free Interest Checking

No Monthly Service Fee with the convenience of direct deposit or any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • FREE ATM/Debit Card
  • FREE Online Banking and Bill Pay

 

Southern Advantage Checking 

An account for those interested in higher interest!

  • Free personalized checks
  • Higher interest rates with balances of $2,500 or more
  • Competitive interest if balance falls below $2,500
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Return of check images for easy record keeping
  • Only $8 monthly charge if minimum balance falls below $1,000
  • FREE ATM/Debit Card
  • FREE Online Banking and Bill Pay

 

Learn about the basics of financial education. Whether you are buying a home, balancing your checkbook, or investing in your 401(k), the resources on www.mymoney.gov can help you maximize your financial decisions.

*First Southern will refund ATM charges received when using your First Southern VISA Debit Card at non-First Southern ATM's if you bring in or mail your ATM receipt reflecting the charge within 60 days from the date of the charge.  Refunds are limited to a maximum of $25 per month on each account.