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Trust Service

First Southern Bank offers full fiduciary services. Our sole focus is on providing exceptional service to our clients. As the only staffed trust office in the Shoals, First Southern Bank offers personal, hands-on delivery of trust and investment services.

Our approach is to provide face to face meetings with our clients and their advisors. Our consultative approach assists in providing structure and consistency to our client's financial structure.

 As a fiduciary, we can serve as:

  • Trustee
  • Co-Trustee with a family member
  • Executor/Personal Represenative
  • Co-Executor with a family member
  • Trustee for Asset Protection Trusts

We can provide:

  • A team approach for accounting, annual tax, and legal matters
  • Comprehensive tax coordination services for your trust in conjunction with your choice of accountant

We can assist with:

  • Estate planning concepts and explanations
  • Planned giving strategies and explanations
  • Setting up a new trust with your financial advisor and attorney
  • Developing strategies to move a trust

First Southern Bank Trust Department

301 South Court Street
Florence, AL 35630

Contact Us

Bobby Bersky
Vice President / Trust Officer / Legal Counsel

Cassie Elliott
Trust Department

Toll Free Number: 1-800-625-7131

Access your Account Online:





Products and Services offered by First Southern Bank's Trust Department:


  • Are not FDIC or any other Government Agency insured
  • Are not Bank guaranteed
  • May Lose Value