Whether you are opening your first account, saving for a new home or managing your spending, First Southern Bank offers products and services to fit your needs.
We understand that your business and borrowing needs are unique. That's why we work with you to design a loan with repayment terms to fit your particular business. Whatever your Business Loan needs may be, talk with us today. We are here to give your business another edge on the road to success.
When we set out to find a local banking partner for the Florence Endocrine Clinic, First Southern Bank is the name that kept coming up from trusted friends in the know. Partnering with First Southern has been one of the best business choices we’ve made since starting our clinic in 2016. First Southern epitomizes everything that is positive about a small town bank, while still providing all the amenities of a modern and professional banking institution. The team at First Southern took the time to learn and understand our business needs, and is constantly working with us to find the optimal products to meet our requirements as we grow and change.
I would gladly recommend First Southern to any business owner just starting out, or who finds themselves banging their heads against the faceless and nameless “underwriters” of the big banks. Our move to a local bank has required zero sacrifices; but has paid dividends by the true spirit of partnership and the convenience of a responsive local team.
Joshua Jackson, PhD
The Florence Endocrine Clinic, PLLC
First Southern Bank has been extremely supportive of our business throughout the years. Through good and bad years, First Southern Bank has always been there for us. The level of customer service that they provide is exemplary, and all of their employees display a cheerful greeting and a helpful attitude. Tatum Oil Inc. has never had a bad experience with First Southern Bank.
We have always felt like we have a true partner in First Southern Bank. We believe that everyone there has our business best interest at heart. If anyone is looking for a lifelong partner in business or personal life look no further than First Southern Bank.
Tatum Oil Inc.
First Southern Bank plays a huge role in the success of Shoals Animal Hospital! We have been fortunate to have the support of our banker Julie Hamm and the entire First Southern team to grow our practice. Valuable services like prompt deposits on our credit card transactions and longer hours for making late-day and weekend deposits helped us early on when we were building our business. As our needs changed, First Southern worked with us on managing a line of credit and refinancing our initial practice purchase, providing guidance and suggestions along the way. We also leaned heavily on our relationship with the bank as we navigated our own home mortgages and personal financial accounts.
The Shoals is lucky to have a small-town bank where they know your name that offers so many services to its customers. Our banker sits down with us on a regular basis to review where we are and help us get to where we want to be. We look forward to many more years with First Southern Bank!
Dr. Kristy Clopton and Dr. Nikki Snipes
Shoals Animal Hospital
Muscle Shoals, Alabama
I have been banking with First Southern Bank for the past 15 years with both commercial and private bank accounts. First Southern Bank, FSB, afforded us the opportunity to open our medical practice, Hames Foot Clinic, by securing our initial loans for both business and the medical practice building. We did have accounts at other banks initially, but over time felt the personal customer service and great rates could not be beat by other institutions. Now, we have many properties and commercial relationships that were made possible by FSB. We know FSB will be there for our present and future needs.
Michael Hames DPM, FACFAS
2487 Mall Road
Florence, AL 35630
Banking to me is all about relationships. I have worked with Julie Hamm and First Southern Bank for many years and consider her part of my family. She is only a text or phone call away if I have any questions or help. First Southern has given me direction and guidance to not only build and grow my first business, Tiger Shredding, but also start a second business, Lucky Dog Self Wash and Spa. You cannot find Private Banking anymore where folks look after you, care about you, and treat you as an individual. You are not just a number or another account at First Southern Bank.
First Southern Bank does banking the good old fashion way, they earn it!"
Our experience with First Southern Bank has been outstanding. They have helped us build our forever home as well as helping us grow our business. Adam McDaniel is very knowledgeable and always available to give advice. We really enjoy the personal service we get from First Southern Bank they make us feel like family.
Jonathan & Renee Johnson