view of rocks and bridge

Mortgage

First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs. Let First Southern Bank’s mortgage loan professionals help determine the best mortgage product for your specific need.   For courteous and prompt service contact our mortgage department at (256)718-4241.

First Southern Bank offers:

  • Conventional Loans (fixed & adjustable with a variety of terms & payments)
  • No PMI Loans
  • Construction/Permanent Loans
  • FHA and VA Loans
  • Competitive Rates & Closing Costs

APPLY NOW!


REPORT A LOST OR STOLEN CARD

If you need to report a lost or stolen debit card issued by First Southern Bank, please call 1-866-546-8273
If you need to report a lost or stolen credit card issued by First Southern Bank, please call 1-866-598-1769