A Special Note Regarding Your Privacy
We will NEVER email, text, or otherwise contact you and ask you for your username, password, account number, social security number, or other financial credentials. If you should receive a call, email or text asking for this information, do not respond. Please let us know immediately by calling us at 256-718-4200.
Home-Grown Checking Accounts.
Designed with you in mind.
Managing your money should be easy. But this can only happen when you get a checking account that works for you.
At First Southern Bank, we’ve thoughtfully created checking accounts with our customers’ needs in mind. Whether you want to bank on the go, earn interest, or avoid fees, we’ve got an account that’ll be a perfect fit for you.
Truth is, we have a little insight into your banking needs because we live here, too. We’re right here in the community. We’re your neighbors and friends. And we know how to make banking easy and rewarding for you.
Every checking account includes these valuable benefits:
*Charges and fee may apply from your cellular provider.
*can be waived by signing up for eStatements
***One overdraft fee refunded per calendar year by request.
First Southern will refund ATM charges received when using your First Southern VISA Debit Card at non-First Southern ATM’s if you bring in or mail your ATM receipt reflecting the charge within 60 days from the date of the charge. Refunds are limited to a maximum of $25 per month on each account.
If you need to report a lost or stolen Debit Card issued by First Southern Bank, please call
If you need to report a lost or stolen Credit Card issued by First Southern Bank, please call