The holiday season is here and time to enjoy good times with family and friends, but unfortunately, fraudsters are always ready to crash the party! Safeguarding your account information is crucial, especially this time of year as so many of us enjoy the convenience of online shopping. Please routinely monitor your accounts for ANY suspicious activity of any type—ACH entries, debit card transactions and even fraudulent/altered checks. If you see anything unauthorized or that appears questionable, please report it to us immediately by phone 256-718-4200 or a visit to your local branch.
For more information, please visit the following link for more details on how to protect yourself.
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First Southern Bank is the oldest financial institution under continuous operation in the Shoals.
In January of 1935, First Federal Savings & Loan Association was federally chartered. First Federal grew as a savings and loan association, serving the savings and loan needs of our region — and quite possibly issuing mortgages to you, someone in your family, or someone you know. Our roots are deep, and we helped this place grow by investing in the families here who wanted the most essential part of the American Dream: a home to call their own.
On June 10, 1995, First Federal Savings & Loan changed its name to First Southern Bank, and changed its charter from a savings and loan institution to a state commercial bank. In March of 2008, our Main Office location was moved from our 35+ year home at 102 S. Court Street to our new location at 301 S. Court Street. In 2017, First Southern was purchased by a group of Shoals-area businessmen and investors who are committed to providing financial services for businesses and individuals in our region, as a way to strengthen the Shoals economy. Their vision for the bank and for the economic vitality of the region have allowed First Southern to increase its ability to serve our customers.
And we’ve grown. Today, First Southern Bank provides full service banking to individuals, families, and businesses in person at one of our five offices in Lauderdale and Colbert Counties, and online to many more.
At First Southern Bank – Our commitment continues . . . one customer at a time.
If you need to report a lost or stolen debit card issued by First Southern Bank, please call 1-866-546-8273
If you need to report a lost or stolen credit card issued by First Southern Bank, please call 1-866-598-1769