Online Banking

Privacy Policy

Privacy Policy

Rev. 09/2020

FACTSWHAT DOES FIRST SOUTHERN BANK DO WITH YOUR PERSONAL INFORMATION?

FACTS


WHY?

WHAT DOES FIRST SOUTHERN BANK DO WITH YOUR PERSONAL INFORMATION?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

FACTS


WHAT?

WHAT DOES FIRST SOUTHERN BANK DO WITH YOUR PERSONAL INFORMATION?


The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Credit history and credit scores
  • Income and employment information
When you are no longer our customer, we continue to share your information as described in this notice.

FACTS


HOW?

WHAT DOES FIRST SOUTHERN BANK DO WITH YOUR PERSONAL INFORMATION?


All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Southern Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does First Southern Bank share?Can you limit this sharing?

Reasons we can share your personal information


For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does First Southern Bank share?


Yes

Can you limit this sharing?


No

Reasons we can share your personal information


For our marketing purposes- to offer our products and services to you

Does First Southern Bank share?


Yes

Can you limit this sharing?


No

Reasons we can share your personal information


For joint marketing with other financial companies

Does First Southern Bank share?


Yes

Can you limit this sharing?


No

Reasons we can share your personal information


For our affiliates’ everyday business purposes- information about your transactions and experiences

Does First Southern Bank share?


No

Can you limit this sharing?


We don’t share

Reasons we can share your personal information


For our affiliates’ everyday business purposes- information about your creditworthiness

Does First Southern Bank share?


No

Can you limit this sharing?


We don’t share

Reasons we can share your personal information


For our affiliates to market to you

Does First Southern Bank share?


Yes

Can you limit this sharing?


Yes

Reasons we can share your personal information


For nonaffiliates to market to you

Does First Southern Bank share?


No

Can you limit this sharing?


We don't share
What we do

What we do


How does First Southern Bank protect my personal information?



To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

What we do


How does First Southern Bank collect my personal information?



We collect your personal information, for example, when you
  • open an account or deposit money
  • apply for a loan or pay your bills
  • use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

What we do


Why can’t I limit all sharing?



Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions

Definitions


Affiliates



Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates are First Southern Bancshares, Inc., FSB LLC and FS Insurance Services, LLC

Definitions


Nonaffiliates



Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • First Southern Bank does not share with nonaffiliates so they can market to you.

Definitions


Joint Marketing



A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • First Southern Bank jointly markets with ServisFirst Bank.
Other important information

Other important information


If you have questions regarding First Southern Bank’s Privacy Policy or would like additional information, please contact us at 256-718-4200.


Report a lost or stolen Debit card

Lost Debit Card

If you need to report a lost or stolen Debit Card issued by First Southern Bank, please call

844-202-5333

Lost Credit card

If you need to report a lost or stolen Credit Card issued by First Southern Bank, please call

1-866-598-1769