The holiday season is here and time to enjoy good times with family and friends, but unfortunately, fraudsters are always ready to crash the party! Safeguarding your account information is crucial, especially this time of year as so many of us enjoy the convenience of online shopping. Please routinely monitor your accounts for ANY suspicious activity of any type—ACH entries, debit card transactions and even fraudulent/altered checks. If you see anything unauthorized or that appears questionable, please report it to us immediately by phone 256-718-4200 or a visit to your local branch.
For more information, please visit the following link for more details on how to protect yourself.
Privacy at risk
|FACTS||WHAT DOES FIRST SOUTHERN BANK DO WITH YOUR PERSONAL INFORMATION?|
|WHY?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.|
|WHAT?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|HOW?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Southern Bank chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does First Southern Bank share?||Can you limit this sharing?|
|For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes- to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes- information about your transactions and experiences||No||We don’t share|
|For our affiliates’ everyday business purposes- information about your creditworthiness||No||We don’t share|
|For nonaffiliates to market to you||No||We don’t share|
Call 256-718-4200 or go to www.firstsouthern.com
|Who we are|
|Who is providing this notice?||First Southern Bank|
|What we do|
|How does First Southern Bank protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does First Southern Bank collect my personal information?||We collect your personal information, for example, when you
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|Other important information|
If you need to report a lost or stolen debit card issued by First Southern Bank, please call 1-866-546-8273
If you need to report a lost or stolen credit card issued by First Southern Bank, please call 1-866-598-1769