Business Checking Accounts

First Southern Bank offers a full range of Business Checking Accounts. Whether you own an established business or you’re just opening the doors, First Southern Bank can help you find the best checking account solution for your business needs. We have tailored our accounts to help your business succeed.

Small Business Checking

• No minimum balance
• $5 monthly service charge
• Only $50 to open
• 250 monthly transactions free
• (only $.25 per item thereafter)
• No charge for coin or currency
• Return of check images for easy record keeping

• Free online banking
• Easy-to-balance monthly statement
• Free Debit card
• Free night depository service

Business Checking with Interest

• Competitive interest
• No minimum balance to earn interest
• Only $10 monthly charge if balance falls below $10,000
• Only $50 to open
• 350 monthly transactions free
• (only $.25 per item thereafter)
• No charge for coin or currency

• Return of check images for easy record keeping
• Free online banking
• Easy-to-balance monthly statement
• Free Debit card
• Free night depository service

Analysis Business Checking

• Fees may be offset in whole or in part by earnings credit
• Only $15 maintenance fee
• Ledger Credit $.25 each / Ledger Debit $.13 each
• Deposited items $.075 on us, $.10 foreign
• Competitive Earnings Credit Rate
• Rate on negative collected balance WSJ Prime + 3%
• 10% reserve requirement

• No charge for coin or currency
• Return of check images for easy record keeping
• Free online banking
• Easy-to-balance monthly statement
• Free Debit card
• Free night depository service