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Business Checking Accounts

First Southern Bank offers a full range of Business Checking Accounts. Whether you own an established business or you’re just opening the doors, First Southern Bank can help you find the best checking account solution for your business needs. We have tailored our accounts to help your business succeed.


Small Business Checking

  • No minimum balance
  • $5 monthly service charge
  • Only $50 to open
  • 250 monthly transactions free
  • (only $.25 per item thereafter)
  • No charge for coin or currency
  • Return of check images for easy record keeping
  • Free online banking
  • Free bill pay
  • Easy-to-balance monthly statement
  • Free Debit card
  • Free night depository service

Business Checking with Interest

Available for Sole Proprietors and Non-Profits

  • Competitive interest
  • No minimum balance to earn interest
  • Only $10 monthly charge if balance falls below $10,000
  • Only $50 to open
  • 350 monthly transactions free
  • (only $.25 per item thereafter)
  • No charge for coin or currency
  • Return of check images for easy record keeping
  • Free online banking
  • Free bill pay
  • Easy-to-balance monthly statement
  • Free Debit card
  • Free night depository service

Analysis Business Checking

  • Fees may be offset in whole or in part by earnings credit
  • Only $15 maintenance fee
  • Ledger Credit $.25 each / Ledger Debit $.13 each
  • Deposited items $.075 on us, $.10 foreign
  • Competitive Earnings Credit Rate
  • Rate on negative collected balance WSJ Prime + 3%
  • 10% reserve requirement
  • No charge for coin or currency
  • Return of check images for easy record keeping
  • Free online banking
  • Free bill pay
  • Easy-to-balance monthly statement
  • Free Debit card
  • Free night depository service

Non Profit

  • No minimum balance
  • No monthly service charge
  • Only $50 to open
  • No charge for coin or currency
  • Return of check images for easy record keeping
  • Free Debit card
  • Free Online Banking and Bill Pay
  • Easy-to-balance monthly statement
  • Free night depository service

REPORT A LOST OR STOLEN CARD

If you need to report a lost or stolen debit card issued by First Southern Bank, please call 1-866-546-8273
If you need to report a lost or stolen credit card issued by First Southern Bank, please call 1-866-598-1769