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Business Savings Accounts

You work hard to achieve your goals. Allow your savings to do the same. At First Southern Bank we can offer the right solutions to make sure your money is working for you. Whether you’re looking to expand your company or save for a rainy day, First Southern Bank can help you achieve your business goals.

Contact us today for more information!

Certificates of Deposit

Certificates of Deposit

First Southern Bank offers a variety of Certificates with competitive terms and rates. A certificate is a time deposit account that earns interest for a specified term. Earn a fixed, guaranteed yield with this safe FDIC-insured investment.

It can be used essentially as a savings account because it restricts the holder from withdrawing funds on demand. Although it is still possible to withdraw the money, this action will incur a penalty if the Certificate has not reached maturity.

Business Savings

Savings – Non-Personal Account

  • $25.00 minimum balance to open account
  • Maintain minimum balance of $25 to earn interest
  • Receive quarterly statement
  • Limited to six transfers or withdrawals per statement cycle without a service charge

Tiered Money Market

Tiered Money Market Account

  • $500.00 minimum balance to open account
  • $12.00 service charge fee each month account balance falls below $2500.00
  • Maintain minimum balance of $500.00 to earn interest
  • Limited to six transfers or withdrawals per statement cycle

REPORT A LOST OR STOLEN CARD

If you need to report a lost or stolen debit card issued by First Southern Bank, please call 1-866-546-8273
If you need to report a lost or stolen credit card issued by First Southern Bank, please call 1-866-598-1769