Online Banking

image of the coronavirus with the words coronavirus COVID-19

A Note to Our Valued Customers:

As the Shoals area continues to deal with the effects of the coronavirus, our pandemic response team meets daily to assess the most current information available and make decisions accordingly. Our primary focus and concerns are the safety and health of customers and employees. We also understand that banking is an essential daily need for many of you and for that reason we have decided to remain open for business and we will keep our normal business hours. However, we are making a few changes and taking several extra precautions to ensure that we do business with you in a very responsible fashion. Those changes and precautions include…

  • Enhanced Drive Through Service
    • Additional staffing to better serve you
  • Enhanced Online Banking
    • Friendly Support Team just a phone call away –
      • 256-718-4200
  • Curbside Service
    • Just call us in advance and we will meet you just outside the bank with change, cash, or other needs you may have.
  • In Person Lobby Visits now by Appointment Only
    • Just call us to set up a time and we will be prepared when you arrive.
  • Enhanced cleaning and sanitation at all locations
    • When you bank with us you can rest assured that we have taken additional steps to disinfect our ATMs, teller line areas, door handles and other high-touch surfaces.
  • We are also asking that ALL Employees and Customers that show ANY sign of being sick, to please stay home and NOT physically visit the bank. 

We realize that this virus might negatively impact many of you, both individually and commercially. Please know that we are here to work with you. If you need assistance with your current financial needs, please give us a call. Your First Southern Banker is standing by and ready to help.

Should you have any additional questions or need further assistance of any kind, please call us at 256-718-4200. We have been a part of this community for over eight decades, and we know that when we work together, we can overcome any obstacle. Please take care of yourselves and let us know how we can help.




Dennis W. Morgan
President and CEO

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